If the following conditions exist ...

1.  You have a United States Federal Tax ID number or Social Security Number.
2.  You are interested in a United States merchant Account.
3.  You have a United States business bank account.
 

If the following conditions exist ...

1.  If you are interested in an overseas merchant account because you have already been
     declined by a United States merchant bank for the products you sell on-line.
2.  You have a United States business bank account.